Gloom, Despair and Agony on Me @Bud Brown. -Retired in the Philippines. December 12, 2020

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I thought, in this video, I would share the miserable circumstances I found myself in this past week. Spoiler alert: It all turned out well in the end. @Bud Brown. -Retired in the Philippines. December 12, 2020
Go here to see our love story (Drama) on Philippine TV GMA
Go here to see our interview on Rated k-ABS-CBN
Farming –
In Japan –
Slice of Life –
Helping –
Philippine TV –
Cartoons –
Magic –
Learn Tagalog –
Learn Cebuano –
Learn Vietnamese –

I am a retired sixth grade teacher from California who is presently living in the Philippines with my wife and two dogs. These videos aim to be entertaining, inspiring and motivating for people who are tired of the rat race and want to live a simple, yet rewarding life. My passions are studying and learning languages and helping people in any way I can.
Many have asked “How can I help?” You can support this channel with a monthly subscription or a one time donation, by going here:
To send a package or just to make contact, please email me at [email protected]

Mailing address: D. Brown, Post Office 328, Dumaguete City Post Office, Negros Oriental, Philippines 6200
All support is greatly appreciated.
Email: [email protected]
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#budbrown #livingindumaguete #livinginphilippines


  1. I recently saw another Vlogger with money transfer issues. He came to the conclusion that he should always do the transfer a month ahead. He had a company that took too long and ended up needing to borrow $100 from another good friend that is also in the Philippines.

    Amazing what we learn with even the small issues that can be the center of our issues till it is resolved. Keep the information coming.

  2. This may be a stupid question but it is possible just to have your check directly deposited into your bank there in the Philippines? If it cant be deposited into an overseas account what about just switching banks to one that has offices in both countries? Again sorry for possibly asking a silly question but when we move to the Philippines fulltime these will be questions that I’ll be asking for myself. Thanks for bringing this dilemma to light. I’m sure you’re not the only one having this problem. God bless and stay safe .

  3. Hey Buddy. I always use xoom when is the Philippines 🇵🇭.
    They charge me a transaction fee of $4.98 plus a lower exchange rate. Is wire wise,, the new company that you use cheaper than xoom? Please reply.. 😊 thank’s

  4. Pretty darn good playing and singing,Sir. I can empathize with you those overdraft fees. With the power bill in the winter months, every dollar is needed. Take care and best to you and the lovely wife.

  5. It takes a worried man to sing a worried song Bud! Banking and finances in America while living in the Philippines was ALWAYS my biggest concern Bud. So glad you got yours ironed out so quickly. My BIGGEST banking friend while in the Philippines was by far my Charles Schwab ATM card! I would highly recommend it to you. Thumbs up!

  6. Hi Bud, is your margin for your budget so tight that $200 will bounce a check? I thought you were a retired teacher with a nice pension and social security? Thanks for your videos and peak into your life, Cristobal Pacheco

  7. I send money from my bank through my debit card to cebuana, done in two minutes, I also send to my bank via debit card through TW but that takes a few days. Cant you have a debit card on your account?

  8. before you made a transaction its better to check and asj all necessary queries before you do so there are so many evil in this world when it comes to money.

  9. Bud I recommend you tie your checking account with your savings account. Then instruct your bank to automatically transfer from savings to checking in case of overdraft. It will save you from being charge over-drawn fee. This way you can live on the edge, with safety net.

  10. Look into getting a Schwab Bank High Yield Investor Checking account – I would think it would be easy to get, easy to maintain, transfers from “your” bank to this account is easy and takes place in the US. I believe that account makes you eligible for a Schwab debit card that, as I understand it, refunds foreign debit card fees – which, should then keep your money transfers within the US, and you wouldn’t incur transfer charges OR debit card fees. If so, you’d need to learn the music and lyrics for Bing Crosby’s “We’re in the Money”!

  11. That is my biggest worry about thinking of moving to the Philippines , the banking situation. Relieing on the internet and all the scams it opens up . God Bless

  12. Remembering the Hee Haw TV show with your song. hehe Did you contact the bank and tell them the $600 was an error and returned? They might credit the fees. Thanks for the video!

  13. Ouch bud, funny I did a transaction with remitworld and I had the same message but I left it alone and it finally went threw..yes my bank charges 30 Dollars to cover your overdraft twice if you don’t fix it on the first charge it hurts.

  14. I’m lucky, Bud. My wife has a degree in Accounting from Holy Angel University. We’re never overdrawn. In fact, she has discovered accounting mistakes at the bank! Also, it helps that she is kuripot! Ha-ha!

  15. That my biggest problem when I travel. How to get my money without using an ATM. I never stay in one country long enough to start a bank account to transfer money too. If you know a way of doing that. Please let me know.

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